Within a series of procedures followed by the Insurance Bureau to promote and develop the insurance reality in Iraq. The Insurance Bureau, after holding meetings chaired by Ms. Esraa Saleh Dawood, President of the Insurance Bureau, with a number of public and private insurance companies and in the presence of the directors of the competent departments, authorized managers and the authorized director of the Insurance Association (hidden defects insurance policy – ten-year liability -), which is the form approved by the Insurance Bureau, after informing the attendees of the terms of the policy and the notifications that and the risks covered, which include damage to buildings as well as additional benefits and compensation arising from the costs of demolition or removal of violations.